Could you give me some smaller notes? drug price control order 2013 list of drugs But all these savings come at a cost. You need to make an initial investment of around £7,000 to reap the benefit, remembering the lost opportunity cost of investing that cash elsewhere. It can take a decade to break even, so you must be confident of not moving. The EST admits its figures are based on optimum assumptions, a London postcode, where the sun shines more than elsewhere.