Incorrect PIN best place to order prescription drugs The price rise was driven by the bank's reporting of a £2.1bn profit for the six months to the end of June, bouncing back from a £456m loss for the same period last year. Lloyds also cheered analysts by reporting a rise in its "net interest margin" – the difference between what it charges borrowers and pays depositors. It expects this to hit 2.1 per cent by the end of the year.