Insufficient funds <a href="http://cet-llc.net/index.php/2016/02/14/mobilecase/12697015_854646687985180_4399055247888189758_o/">quality meds delivery</a>  "It's an increase in patients with financial responsibility. And how to pursue collecting those dollars is much more burdensome than going through [employer] health care," says the Cleveland Clinic's Glass.